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 Rates Subject to change by the Board of Directors without prior notice.    
 Rates Effective March 31, 2009    
Type APR Term/Amount
Closed End 12.5% 1-5 years
$10,000.00 MAX
Co-Maker Loans 12.5% 5 year MAX
$20,000.00 MAX
Loan Special 7.9% 2 years MAX
$2,500 MAX