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 In an effort to assist you in keeping your credit union accounts in order, a listing of our service and penalty fees is provided below. Please be advised that the applicable fees will be charged to our CT  Labor Department Federal Credit Union accounts. We recommend that you review your credit union statements thoroughly so that you can reconcile your statements to include any service fees you may have been charged. If you have a question regarding these fees or would like to dispute a fee charged to your acount , please do not hesitate to contact the credit union.
Schedule of Fees
ACH Overdraft Fee $30.00
 ACH Stop Payment Fee  $10.00
ATM Card Usage
Over 8 Usage		 $1.00 each
ATM Card Replacement - first card replaced $5.00
 Additional ATM Card Replacement thereafter  $10.00
 ATM Chargebacks  $25.00
ATM Overdraft Fee  $30.00
Cancellation of a reoccurring payment paid by your Visa Check Card  $25.00
Overdraft- checking $30.00
Copy of Share Draft (check) - member  $2.50
Stop Payment Sharedraft (check) $10.00
Return NSF CK 1st time $20.00
Return NSF CK 2nd time $30.00
**Payment Personal Bills $1.50 each
**Dormant Accounts

$3.50 per month

 Club - early withdrawal fee  $3.50 per withdrawal (effective January 2010)
Late fee for Loan Payment
After 15 days - plus $25/month until delinquency is paid		 $25.00
Wire Transfer (outgoing) $25.00
Wires after 1:30 p.m. $30.00
Recurring Wire $15.00
 Foreign Wire  $35.00
Research Fee $20.00
 Reconciliation of Statement  $25.00 per hour
Copy of check Corporate -Bank/Teller Check $5.00
 Stop Payment Corporate - Bank/Teller Check  $15.00
 Foreign Item Collection - deposited check***  10.00 per item
 Check Cashing Fee (must have $100 consistent balance and have other services to avoid fee)  $5.00 per check
 Print Screen of account information  $2.00 per page
 Reprint Statement  $5.00 per month

** Fee waived for our senior accounts (aged 62 and over)

***Note foreign checks that are deposited need to be sent for collections through our Corporate office. It can take 6 to 8 weeks to come back from collections and deposited to your account.

Fees effective October 1, 2011

Fees subject to change