CT Labor Department Federal Credit Union

In an effort to assist you in keeping your credit union accounts in order, a listing of our service and penalty fees is provided below. Please be advised that the applicable fees will be charged to our CT Labor Department Federal Credit Union accounts. We recommend that you review your credit union statements throughly so that you can reconcile your statements to include any service fees you may have been charged. If you have a question regarding these fees or would like to dispute a fee charged to your acount, please do not hesitate to contact the credit unon.
Schedule of Fees
ACH Overdraft Fee	$25.00
ACH Stop Payment Fee	$10.00
ATM Card Usage Over 8 Usage	$1.00 each
ATM Card Replacement	$5.00
ATM Chargebacks	$25.00
ATM Overdraft Fee	$25.00
Cancellation of a reoccurring payment paid by your Visa Check Card	$25.00
Overdraft- checking	$25.00
Copy of Share Draft (check) - member	$2.50
Stop Payment Sharedraft (check)	$10.00
Return NSF CK 1st time	$20.00
Return NSF CK 2nd time	$30.00
**Payment Personal Bills	$1.50 each
**Dormant Accounts	$3.50 per month
Club - early withdrawal fee	$3.50 per withdrawal (effective January 2010)
Late fee for Loan Payment After 15 days - plus $25/month until delinquency is paid	$25.00
Wire Transfer (outgoing)	$25.00
Wires after 1:30 p.m.	$30.00
Recurring Wire	$15.00
Foreign Wire	$35.00
Research Fee	$20.00
Reconciliation of Statement	$25.00 per hour
Copy of check Corporate -Bank/Teller Check	$5.00
Foreign Item Collection - deposited check***	10.00 per item

** Fee waived for our senior accounts (aged 62 and over)

***Note foreign checks that are deposited need to be sent for collections through our Corporate office. It can take 6 to 8 weeks to come back from collections and deposited to your account.

Fees effective August 31, 2010

Fees Subject to change