Convenience Services

ATM Card

A Connecticut Labor Department FCU Visa Check Card allows qualified members to use their debit cards anywhere VISA is accepted. Instead of incurring interest charges, Visa Check Card holders can debit his or her own checking account. Use your debit card anywhere you see The VISA LOGO.

Download Application

CLDFCU is a member of the SUM network. Members are allowed eight free withdrawal per month at participating SUM network of ATMS. A fee of $1.00 per transactionwill be assessed for each ATM withdrawal once the allotted number is used.

As a member of CLDFCU, you can access participating SUM network ATMS at www.sum-atm.com. This will supply you with state and town ATM locations.

Direct Deposit

A nationwide campaign has begun to promote Direct Deposit. The Federal Reserve, Department of the Treasury and other federal agencies have joined together to increase the awareness and use of Direct Deposit. Financial institutions across the country are being encouraged to promote the use of this time saving service.

The recent terrorist attacks and health and safety issues related to federal checks delivered through the U.S. mail have caused man Americans to rethink the way they conduct their personal financial business. Now is an excellent time to sign up for Direct Deposit.

  • It's convenient. Your money will be in your account on payday whether you are sick, on vacation, or just too busy.
  • It's safe. Your paycheck can't be lost or stolen.
  • It's reliable. You still get a pay stub to show that your account has been credited. Your Credit Union statements will also reflect the deposits made to your account. If you are on the go, you'll love Direct Deposit.
  • It's safe, easy and free to CLDFCU members. Click here for application or call us to sign up today!

New Car Cost Guide

A new car cost guide is available for our members to use. The guide includes pricing and equipment on virtually every model series on the U.S. market. The books are updated every two months so you will always have comprehensive information.You can access the N.A.D.A. Guide online by following the link.

Notary Services

Notary Services are available to our members free of charge.

Call us for an appointment or stop in!

Payroll Deduction

You've heard the term - Payroll Deduction but, have you ever experienced the convenience, the ease and the very painless way to save funds.

For example: If you receive a paycheck every 2 weeks and you sign up for Payroll Deduction from your paycheck into a Vacation Club, Christmas Club, or share account, at the end of 26 paydays, you will have saved $1,040 plus interest. Now that's approximately $40 a month. Will you miss it? No! That's what makes it painless.

You can also use Payroll Deduction for more than one Share Account. You can save towards holiday gifts, vacation and the children's college fund, all at the same time. You simply let us know how much you want deducted from your payroll and into which account or accounts you want the funds deposited into; then your on your way to having the money you need, when you need it. It's a great way to save, it's automatic, it's painless and you'll be surprised how quickly your Payroll Deductions will add up.

Sign up today and find out!

Foreign Check Collection

Foreign checks may be deposited to your account, however, there is a $10.00 fee per item. The checks will be processed through our Corporate Office. It will take approximately 6 to 8 weeks to come back from collections and be deposited to your account.

Wire Transfers

CT Labor Department FCU provides incoming and outgoing wire transfers services to its members. The fee for outgoing wires are $25 if received before 1:00pm and $30.00 for a wire instructions received after 1:30pm that must be deposited the same day.

For Incoming Wires you will need:

Mid Atlantic Corporate Federal Federal Union Routing # 231387550

Further Credit : CLDFCU Account # 153500

Final Credit: Member's account number at CLDFCU

Outgoing Domestic Wires:

  • Your Name
  • Your Account #
  • Your Address
  • Amount of Wire
  • Name of Receiving Institution
  • Branch Address of Receiving Institution
  • Routing & Transit Number (ABA#) of Receiving Institution
  • Name of Person receiving the funds
  • Address of person receiving the funds
  • Account number at the receiving institution for the person receiving the funds

International/Foreign Wires:

  • Your Name
  • Your Account #
  • Your Address
  • Amount of Wire
  • New York Bank Name (this is the bank it initially goes through)
  • New York Bank ABA#
  • Name of Foreign Bank
  • BIC/Swift code
  • IBAN Number (required for European countries only)
  • Branch Address of Receiving Institution
  • Routing & Transit Number (ABA#) of Receiving Institution
  • Name of Person receiving the funds
  • Address of person receiving the funds
  • Account number at the receiving institution for the person receiving the funds

Outgoing Wire Form

The completed form may be faxed to the credit union at 860-263-6508.