Savings Rates

Dividends - Effective March 31, 2014

*Rates are subject to change by Board of Directors without prior notice. Dividends on Share Accounts are posted quarterly. Please call or check lobby for most current rates. Rates shown on website are dividends paid last quarter.

Share Rates
Account Type Dividend Rate Annual Percentage Yield (APY)
Share Account (minimum dividend balance $100) 0.150% 0.100%
Holiday Club 0.150% 0.100%
Vacation Club 0.150% 0.100%
Share Draft Checking Account Not dividend bearing Not dividend bearing
Escrow Accounts 0.15% 0.100%
Transfer Share Account 0.150% 0.100%
Traditional & Roth IRAs 0.499% 0.500%
Term Share Certificates: $500.00 minimum deposit
6 month term .75% 0.760%
1 year term 1.00% 1.010%
2 year term 1.25% 1.260%
3 year term 1.50% 1.520%
4 year term 1.75% 1.770%
Term IRA Certificates: $500.00 minimum deposit
1 year term 1.00% 1.010%
2 year term 1.25% 1.260%