Loan Rates
Rates effective March 2023
Rates subject to change by the Board of Directors without prior notice.
New Vehicle Loan Rates
|
Annual Percentage Rate (APR) |
Amount Financed |
Conditions* |
|
As low as 3.49% |
100% financing |
Vehicles 2022 or newer, up to72 month term - new cars only. |
|
As low as 3.49% |
$50,000.00 or less |
will finance 100% up to 72 months |
|
As low as 3.74% |
$50,000.00 or less |
will finance 100% up to 84 months |
Rates include autos, trucks, motorcycles, RVs loans.
Used Vehicle Loan Rates - For vehicles over 4 years
|
Annual Percentage Rate (APR) |
Amount Financed |
Conditions* |
|
As low as 6.24% |
$35,000.00 maximum |
Vehicles 2021 or older |
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The maximum used car financing is NADA retail value. Rates include autos, trucks motorcycles and RVs.
Personal
|
As low as 8.00% Signature Loan** |
$10,000.00 maximum single signature |
Minimum loan $500.00 |
|
As low as 8.00% Signature Loan** |
$10,000.00 maximum |
Cosigner needed for over $10,000.00 |
|
12.9% Overdraft Line of Credit |
$5,000.00 maximum/$500.00 minimum |
Must have share draft account |
|
As low as 10.90% Debt Consolidation Loan** |
$10,000.00 maximum limit |
5 Year Maximum Term |
Share Secured Loans
|
Annual Percentage Rate (APR) |
Term |
|
2.00% over share rate |
Up to 60 months |
Higher Education
|
Annual Percentage Rate (APR) |
Amount Financed |
Conditions* |
|
As low as 7.50%** |
Up to $25,000.00 |
Maximum 10 years |
Loan Special
|
Annual Percentage Rate (APR) |
Amount Financed |
Conditions* |
|
6.99% |
$2500.00 |
Up to 24 months |
Home Improvement Loan
|
Annual Percentage Rate (APR) |
Term |
Conditions* |
|
As low as 7.50%** |
Maximum 5 years |
$10,000.00 maximum |